Duniya na cryptocurrencies ya girma sosai a cikin 'yan shekarun nan, wanda ya haifar da sha'awar kananan masu zuba jari da manyan cibiyoyin kudi. Duk da haka, irin wannan zuba jari ba tare da haɗari ba, don haka sanin yadda ake saka hannun jari a cikin cryptocurrencies lafiya Yana da mahimmanci don kare kadarorin mu.
A cikin wannan labarin, za mu ba da cikakken bayani game da duk abin da kuke buƙatar sani game da saka hannun jari a cikin cryptocurrencies, daga abubuwan yau da kullun zuwa mahimman shawarwarin tsaro. Idan kun kasance sababbi a wannan duniyar ko kuna son inganta dabarun ku, ci gaba da karantawa koyi yadda ake shiga wannan kasuwa mai ban sha'awa tare da taka tsantsan da sakamako mai kyau.
Menene cryptocurrencies?
Cryptocurrencies kudaden dijital ne waɗanda ke amfani da cryptography don tabbatar da amintattun ma'amaloli. Ba kamar tsabar kuɗi na gargajiya kamar Yuro ko dala ba, Ba a sarrafa cryptocurrencies ta kowace hukuma ta tsakiya, kamar gwamnati ko babban bankin kasa. Wannan yana nufin cewa suna aiki ne ta hanyar da ba ta dace ba, da goyan bayan wata fasaha da ake kira blockchain.
Blockchain shine a dijital dijital inda ake yin rikodin duk ma'amaloli da aka yi tare da cryptocurrency. A duk lokacin da aka gama ciniki, ana rubuta ta a cikin ɓangarorin bayanan da aka saka a cikin sarkar, suna samar da tsari mai aminci kuma a zahiri ba za a iya taɓa shi ba.
Bitcoin, wanda aka ƙaddamar a cikin 2009, watakila shine mafi shahararren cryptocurrency. Duk da haka, a halin yanzu akwai dubban sauran cryptocurrencies a wurare dabam dabam, kamar Ethereum, Cardano da Polkadot, kowa da irin halayensa da ayyukansa.
Yadda ake saka hannun jari a cikin cryptocurrencies lafiya?
Ana iya yin saka hannun jari a cikin cryptocurrencies ta hanyoyi da yawa, daga siyan kai tsaye zuwa saka hannun jari kai tsaye ta hanyar samfuran kuɗi kamar su ETFs ko kuɗin saka hannun jari masu alaƙa da fasahar blockchain. Mafi yawan hanyoyin saka hannun jari sun haɗa da:
- Sayi kai tsaye akan musayar: Platform kamar Binance, Coinbase da Bit2Me suna ba da izinin siyan cryptocurrencies kai tsaye ta hanyar canja wurin banki ko katunan kuɗi.
- Asusun zuba jari ko ETFs: Ga waɗanda ba su jin daɗin sarrafa cryptocurrencies kai tsaye, akwai kuɗin musayar musayar da ke bin diddigin ayyukansu.
- cryptocurrency ma'adinai: Ko da yake ya rasa shahararsa saboda tsadar makamashi, hakar ma'adinai har yanzu wani zaɓi ne don samun cryptocurrency.
- Zuba jari a cikin kamfanonin blockchain: Wani zaɓi shine saka hannun jari a cikin kamfanonin da ke haɓaka fasahar blockchain ko kuma suna da alaƙa da duniyar cryptocurrencies.
Kafin fara kowane saka hannun jari, yana da mahimmanci a sanar da ku da kyau kuma kuyi nazarin wanne ne mafi kyawun dabarun gwargwadon bayanin haɗarin ku.
Mabuɗin shawarwari don saka hannun jari a cikin cryptocurrencies lafiya
Idan kun riga kun yanke shawarar cewa kuna son saka hannun jari a cikin wannan duniyar maras tabbas ta kadarorin dijital, waɗannan shawarwari za su taimaka muku rage haɗari da kare jarin ku:
Kar a shaku da abin sha'awa
Ɗaya daga cikin manyan kurakuran novice masu zuba jari suna yin motsi ta hanyar motsin rai. Saka hannun jari a cikin cryptocurrencies, kasancewa mai saurin canzawa, na iya haifar da girma ko raguwa daga lokaci guda zuwa gaba. Ka guji yin abin da ba zato ba tsammani kuma ka tabbata ka yi bincikenka kafin yin kowane motsi.
Yi amfani da amintaccen walat
Amfani da a amintacce walat Yana da mahimmanci. Akwai manyan nau'ikan wallet guda biyu: wallets masu zafi, waɗanda aka haɗa da intanit kuma suna ba da damar shiga cikin sauƙi ga kadarorin ku, da kuma walat masu sanyi, waɗanda ke adana cryptocurrencies a layi kuma suna da aminci sosai. Idan kuna shirin ci gaba da saka hannun jari na dogon lokaci, wallet ɗin sanyi shine mafi kyawun zaɓi.
Rarraba fayil ɗin ku
Ɗaya daga cikin mahimman ka'idodin duk zuba jari shine rarrabawa. Kada ku sanya ƙwayayenku duka a cikin kwando ɗaya. Wannan kuma ya shafi duniyar cryptocurrencies. Zuba jari a cikin cryptocurrencies daban-daban Zai iya taimaka muku rage asara idan darajar ɗayansu ta faɗi ba zato ba tsammani.
Kada ku zuba jari fiye da yadda za ku iya rasa
Sauye-sauye na cryptocurrencies sananne ne kuma yana iya haifar da riba mai yawa ko asara. Koyaushe saka hannun jarin adadin da ba zai shafi yanayin kuɗin ku ba idan kun rasa shi.
Nau'in walat ɗin cryptocurrency
A wannan gaba, yana da mahimmanci ku san manyan nau'ikan walat ɗin cryptocurrency biyu da yadda za ku zaɓi zaɓin da ya fi dacewa da ku:
- Hotuna Wallets: Wallet ɗin da aka haɗa akan layi ne. Suna ba da damar samun dama da sauƙin amfani, amma sun fi fuskantar yunƙurin hacking.
- Wallets Cold: Hakanan aka sani da walat ɗin jiki ko walat ɗin kayan aiki. Ta hanyar katse su daga intanit, sun fi aminci sosai, amma damarsu ta fi iyaka.
Zaɓuɓɓuka mafi aminci don adana cryptocurrencies na dogon lokaci shine walat ɗin sanyi, yayin da suke kiyaye kadarorin ku daga isar masu laifi ta yanar gizo.
A guji zamba
Haɓakar cryptocurrencies ya jawo masu zamba da yawa. Don haka, don saka hannun jari a cikin cryptocurrencies lafiya, yana da mahimmanci cewa yi taka tsantsan. Yi hankali da duk wani dandali da ke ba da babbar riba ba tare da wani haɗari ba. Yi binciken ku kafin aminta da cryptocurrencies ga wasu na uku kuma ku tabbata kun yi amfani da amintattun musanya da wallet.
Haraji lokacin saka hannun jari a cikin cryptocurrencies
A Spain, ribar da aka samu daga siyar da cryptocurrencies ana biyan haraji. Lokacin da kuka sami riba daga saka hannun jari a crypto, Dole ne ku ayyana su azaman babban riba a cikin kuɗin shiga haraji. Dokar haraji na yanzu tana kula da cryptocurrencies daidai da sauran kadarori, kamar hannun jari ko dukiya.
Bugu da ƙari, idan kadarorin ku na cryptocurrency sun wuce ƙayyadaddun ƙira, ana iya buƙatar ku haɗa shi a cikin dawo da haraji game da gado.
Shin lokaci ne mai kyau don saka hannun jari a cikin cryptocurrencies?
Hasashen lokacin da ya dace don saka hannun jari a cikin cryptocurrencies na iya zama da wahala. Waɗannan kadarorin suna da rauni sosai, kuma kimar su na canzawa da sauri. Wasu masu zuba jari suna kallon cryptocurrencies a matsayin damar da za su kare babban birninsu daga hauhawar hauhawar farashin kayayyaki ko wasu matsalolin kudi, yayin da wasu ke ganin ba su da ikon sarrafa gwamnati. Duk da haka, saka hannun jari a cikin cryptocurrencies yana da haɗari mai girma kuma bai dace da duk bayanan martaba ba.
Idan kun yanke shawarar saka hannun jari a cikin cryptocurrencies, tabbatar da yin hakan tare da kuɗi zaku iya adanawa da kiyaye dabarun dogon lokaci don yada haɗarin.